Capital should follow the operating cycle.
We help Indian manufacturers, exporters, importers, traders and infrastructure enterprises structure liquidity around cash flow, transactions and growth.
Finance engineered around business reality.
Businesses do not merely need more capital. They need the right capital, timed to procurement, production, dispatch and collection.
Bespoke Financials combines sector knowledge, cash-flow analysis and access to a broad ecosystem spanning banks, NBFCs, corporates and financial institutions.
How we workFour routes to stronger liquidity
Non-Asset-Based Working Capital
Liquidity structured around viable operations, identifiable cash flows and a defined operating cycle—not solely around fixed assets.
Manufacturing · Trading · ServicesSupply Chain Finance
Transaction-linked facilities that support procurement, supplier payments and stronger anchor-led supply chains.
Anchors · Dealers · SuppliersExport & Import Finance
Funding for procurement, production, shipment, imports, invoice realisation and cross-border trade cycles.
Exporters · Importers · Merchant tradersAgri Trade Finance
Structures aligned to seasonal procurement, perishables, processing, inventory movement and market-linked collections.
Agri traders · Processors · Exporters“The right facility begins with understanding the business—not with a product list.”
KPS Ghiri brings decades of business experience to financial structuring. His approach connects operating realities, lender expectations and management priorities in one practical funding strategy.
Meet KPS GhiriSignals finance leaders should be watching
India Inc enters H2 with strong credit buffers
ICRA’s H1 FY2027 credit ratio improved to 3.2 times, with downgrades at a multi-year low. Healthy balance sheets support resilience, while crude prices, inflation, the monsoon and export tariffs remain key risks for finance leaders.
ICRACGTMSE guarantee cover goes live on TReDS
Eligible MSE invoices can now receive 75% guarantee cover across M1xchange, RXIL and DTX. The digital process is designed to reduce financier risk and widen timely invoice-discounting access for eligible buyers and sellers.
Ministry of MSMEEquipment volumes recover as margin pressure builds
ICRA expects mining and construction equipment volumes to grow 8–10% in FY2027, supported by infrastructure spending and exports. Higher steel, component and logistics costs make procurement planning and liquidity discipline critical.
ICRADecision-makers responsible for cash, continuity and growth.
Share the requirement. We’ll help define the structure.
Provide a concise finance brief and our team will respond to arrange an initial discussion.