Capital should follow the operating cycle.
We help Indian manufacturers, exporters, importers, traders and infrastructure enterprises structure liquidity around cash flow, transactions and growth.
Finance engineered around business reality.
Businesses do not merely need more capital. They need the right capital, timed to procurement, production, dispatch and collection.
Bespoke Financials combines sector knowledge, cash-flow analysis and access to a broad ecosystem spanning banks, NBFCs, corporates and financial institutions.
How we workFour routes to stronger liquidity
Non-Asset-Based Working Capital
Liquidity structured around viable operations, identifiable cash flows and a defined operating cycle—not solely around fixed assets.
Manufacturing · Trading · ServicesSupply Chain Finance
Transaction-linked facilities that support procurement, supplier payments and stronger anchor-led supply chains.
Anchors · Dealers · SuppliersExport & Import Finance
Funding for procurement, production, shipment, imports, invoice realisation and cross-border trade cycles.
Exporters · Importers · Merchant tradersAgri Trade Finance
Structures aligned to seasonal procurement, perishables, processing, inventory movement and market-linked collections.
Agri traders · Processors · Exporters“The right facility begins with understanding the business—not with a product list.”
KPS Ghiri brings decades of business experience to financial structuring. His approach connects operating realities, lender expectations and management priorities in one practical funding strategy.
Meet KPS GhiriSignals finance leaders should be watching
India–New Zealand FTA opens a new export corridor
All Indian exports now receive duty-free access to New Zealand. Engineering, textiles, pharmaceuticals, food, agriculture and MSME exporters should reassess buyer pipelines, landed costs and the working capital required from procurement through collection.
Ministry of Commerce & IndustryRBI raises the repo rate and shifts to calibrated tightening
The 25-basis-point increase raises the policy repo rate to 5.50%. Borrowers should review benchmark-linked pricing, interest coverage, cash-flow buffers and the tenor of new or renewed working-capital facilities.
Reserve Bank of IndiaSeptember merchandise exports sustain strong momentum
Merchandise exports reached US$44.4 billion, while the trade deficit narrowed to US$30.2 billion. Exporters still need disciplined purchase, production, shipment and receivable funding as commodity, currency and destination risks evolve.
ICRADecision-makers responsible for cash, continuity and growth.
Share the requirement. We’ll help define the structure.
Provide a concise finance brief and our team will respond to arrange an initial discussion.