Engineering & Capital Goods: liquidity priorities for FY 2026–27

Where capital pressure builds

Raw-material procurement, conversion, shipment and receivable realisation create a multi-stage cash cycle exposed to logistics and currency timing.

Management teams should map purchase commitments, inventory conversion, customer billing and collections before selecting a facility. The strongest proposition explains both the gap and its repayment source.

Priority finance considerations

• Quantify peak—not average—working-capital utilisation.
• Separate structural needs from seasonal or order-led gaps.
• Align tenor and repayment with evidence-based collection timing.
• Prepare monthly cash-flow, banking-conduct and debtor evidence early.

Relevant facilities