AYUSH: liquidity priorities for FY 2026–27

Where capital pressure builds

Inventory and staffing commitments frequently peak ahead of collections, making timing and repayment design as important as the amount raised.

Management teams should map purchase commitments, inventory conversion, customer billing and collections before selecting a facility. The strongest proposition explains both the gap and its repayment source.

Priority finance considerations

• Quantify peak—not average—working-capital utilisation.
• Separate structural needs from seasonal or order-led gaps.
• Align tenor and repayment with evidence-based collection timing.
• Prepare monthly cash-flow, banking-conduct and debtor evidence early.

Relevant facilities